I’ll admit it – I have a spending problem. I tend to be an emotional shopper as I spend money when I’m sad, happy or bored. However, in the last few months I’ve really been trying to watch my spending (ok I know I’ve just shown you my sales haul!). I’ve experienced a few changes recently that has meant that I have no choice BUT to spend less.
This year I really want to focus on a being on a low-buy instead of a no-buy. I’ve tried the no-buy route before and it just doesn’t work for me. But a low-buy is something I can definitely commit to. So I thought I’d share some ways I’m going to try and change my quite frankly ridiculous spending habits.
Ways to resist the temptation to spend
- Unsubscribe to email mailing lists – my main issue is that I’ve made myself over-exposed to the temptation of buying. I don’t tend to go to the shops much, but my emails are forever filled with ‘buy me’ ads. I signed up to so many retail emails that I’d have thousands of unread. So the other day I unsubscribed from them all.
- Avoid endless browsing on websites– I was one to browse on beauty websites up to 10 times a day. That browsing would then convert into me placing items in my basket then hitting checkout. I’ve now reduced my browsing sessions significantly to a couple of times a week which has meant I’ve not purchased much.
- Pay little attention to social media – for me browsing on Instagram, Facebook and Twitter always led to me wanting to purchase SOMETHING. So now I’ve not only reduced my mindless browsing on these platforms, but I’ve unfollowed a lot of brands. My thing is if I don’t see it then I won’t want it. Simple!
- Have conversations that won’t enable you to spend more – as a blogger I used to find that my topic of conversation was always about the latest product release. I’d always share the latest product and message other blogger friends about it too. We’d then enable each other into spending more. In more recent times this has changed significantly. I’ve found that my friendships have changed and so has my topic of conversations too which is great.
Ways to budget your spending
- Pay with cash whenever possible – I’ve never been a person to love to carry cash around with me. I’d always prefer to have my card at hand and tap away on the machine or use it to spend online. I’ve found that one technique that’s helped me in the past has been to only use cash. I’ve always felt that using cash has meant I normally want to spend less.
- Hide your credit cards – this is something I’ve done before that has definitely worked for me. I’ve ‘hidden’ my credit card by giving it to my mum to keep for me in her drawer. This meant I physically couldn’t use it as it was literally in a different house. Other methods I’ve heard have been to freeze your card in water, or the extreme method is to just cut up the credit cards. I no longer have credit cards personally so the temptation to use them is completely gone.
- Plan your spending – before the new week starts why not try and plan your spending for the following week. This could include your lunch, coffee, travel, social etc spending. In your planning, you could also incorporate treating yourself. Yes – plan for your treats then you (hopefully) won’t just spending ridiculously. I like to plan a treat buy once a month. Also try joining a cash back scheme if you are purchasing online – I love to use Top Cashback.
Enjoy what you have already
- Shop your stash – as a beauty lover I love to buy new makeup. I’d be buying makeup, skincare and perfumes everyday if could. I even love to buy books just as much (maybe even more!). As I’m preparing to move house, I’ve realised that I have a lot of stuff. I’ve been discovering many products that have been unused and it’s been like a new shopping trip each time! Shopping my stash has actually reduced my want to buy new things, as I realise just how much I don’t use.
- Sell your items – the more I shop my stash, the more I see what I haven’t used. If it’s possible to sell items you haven’t used then do so! That way you’ll not only reduce your clutter, but you’ll also make some money back!
- Swap your items – there are plenty of places to swap items instead of getting rid of them. Swaps can be great to get new items to your stash without spending. If you would rather just get rid of your items, then charity shops are great.
Let me know what your tips are for spending less below!
SOME LINKS ARE AFFILIATES WHICH MEANS I RECEIVE A SMALL COMMISSION % SHOULD YOU CHOOSE TO PURCHASE THROUGH MY LINK. ALL ITEMS MENTIONED WERE PURCHASED BY MYSELF (UNLESS OTHERWISE STATED).